Retail & Hospitality

Retail & Hospitality Coverage
Risk management solutions for retailers, hospitality operators, hotels, restaurants, shopping centres, and leisure businesses operating in dynamic customer-facing environments.
Covering property protection, operational continuity, liability exposures, and customer-related challenges, these solutions help organisations enhance resilience, protect brand reputation, maintain service excellence, and support sustainable business growth.
- Property Damage & Business Interruption
Protects shops, hotels, restaurants and other hospitality premises against covered physical damage, while business interruption cover helps with eligible income losses resulting from an insured disruption. - Burglary
Covers insured property against loss or damage caused by burglary involving forcible or violent entry or exit, as defined in the policy. - Public Liability (Food Contamination)
Protects food businesses against covered legal claims for bodily injury or illness caused by contaminated food or beverages supplied by them. - Fidelity Guarantee
Protects businesses against specified financial losses caused by dishonest or fraudulent acts committed by employees. - Money
Covers business money against specified losses arising from risks such as theft or robbery while on the premises or in transit, as defined by the policy. - Terrorism
Protects insured property against physical loss or damage caused by terrorism, where included in the policy. - Event Cancellation
Helps reimburse eligible financial losses and expenses when an insured event must be cancelled, postponed or interrupted due to a covered cause.


